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Investing can be a daunting prospect for a novice, but it doesn't have to be. Exchange-traded funds are straightforward, comprehensive products that can help simplify the investing process for the uninitiated, particularly those in their twenties who have aftertax investable assets for the first time, perhaps from diligent savings or from a year-end bonus. While retirement accounts k , Roth IRA have their merits, we recommend young investors hold some money in a taxable brokerage account to keep it accessible for potential large expenses, like buying a house or going to grad school. This article explores how new investors can use ETFs to create a balanced portfolio without stress or confusion. We'll discuss what a target asset allocation should be, and how it can be implemented using ETFs on various trading platforms. Laying the Groundwork When starting out, new investors should follow two important rules of thumb: keep it cheap, and keep it simple.
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Portfolio | IMG Models

Too many young people rarely—if ever—invest for their retirement years. Some distant date, 40 or so years in the future, is hard for many young people to imagine. One of the reasons most often given for not investing is a lack of knowledge and understanding of the stock market. But you've got to start investing now; the earlier you begin, the more time your investments will have to grow in value.
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Alessandra Ambrosio

Format Team. From magazine covers to Kanye West campaigns, these fresh-faced talents have modeling portfolios that stand out from the rest. These modeling portfolios are guaranteed to give you some inspiration when designing your own professional website. Working all over the world, these models have created stunning online portfolios that reflect their unique looks—from alternative and quirky to polished and modern.
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When you are first starting out as a model it is not necessary to have professional photos. Simple snapshots are all you need in order to find out if a modeling agency is interested in representing you. However, if an agency is interested in you, but it is not quite ready to sign on the dotted line, the agency may ask you to build your book a little bit more or work on developing your look.
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